Paying for tobacco cessation is the most cost-effective health insurance benefit an employer can provide for their adult employees. Each year U.S. employers spend over $196 billion in excess medical costs and lost productivity due to tobacco use – on average an excess cost of $21 per smoker, per day, or $7,874 per year. Tobacco use costs businesses even more when absenteeism, lost productivity due to smoke breaks, and workers’ compensation claims are included.